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As Layoffs increase how will healthcare coverage change in the US

Health insurance coverage is provided by several public and private sources in the United States.

During 2016, the U.S. population overall was approximately 325 million, with 53 million persons 65 years of age and over covered by the federal Medicare program.

The 272 million non-institutional persons under age 65 either obtained their coverage from employer-based (155 million) or non-employer based (90 million) sources, or were uninsured (27 million).* 

Approximately 15 million military personnel received coverage through the Veteran's Administration.** 

During the year 2016, 91.2% of Americans had health insurance coverage. An estimated 27 million under age 65 were uninsured.***

In 2018, 8.5 percent of people, or 27.5 million, did not have health insurance at any point during the year. The uninsured rate and number of uninsured increased from 2017 (7.9 percent or 25.6 million).

The percentage of people with health insurance coverage for all or part of 2018 was 91.5 percent, lower than the rate in 2017 (92.1 percent). Between 2017 and 2018, the percentage of people with public coverage decreased 0.4 percentage points, and the percentage of people with private coverage did not statistically change.

In 2018, private health insurance coverage continued to be more prevalent than public coverage, covering 67.3 percent of the population and 34.4 percent of the population, respectively. Of the subtypes of health insurance coverage, employer-based insurance remained the most common, covering 55.1 percent of the population for all or part of the calendar year.

Between 2017 and 2018, the percentage of people covered by Medicaid decreased by 0.7 percentage points to 17.9 percent. The rate of Medicare coverage increased by 0.4 percentage points. The percentage of people with employment-based coverage, direct-purchase coverage, TRICARE, and VA or CHAMPVA health care did not statistically change between 2017 and 2018.

The percentage of uninsured children under the age of 19 increased by 0.6 percentage points between 2017 and 2018, to 5.5 percent.

Between 2017 and 2018, the percentage of people without health insurance coverage at the time of interview decreased in three states and increased in eight states.

With Covid -19 halting the economy, how will these numbers change in 2020?  How many persons will have private insurance?  Will the public coverages survive or collapse with the flood of new applicants.

 

"Federal Subsidies for Health Insurance Coverage for People Under Age 65". CBO. March 24, 2016.
** Census Bureau-Health Insurance Coverage in the United States: 2015 - Published September, 2016
**Bureau, US Census. "Health Insurance Coverage in the United States: 2016"

****Health Insurance Coverage in the United States:  2018

NOVEMBER 08, 2019

REPORT NUMBER P60-267 (RV)

EDWARD R. BERCHICK, JESSICA C. BARNETT, AND RACHEL D. UPTON

This report presents statistics on health insurance coverage in the United States based on information collected in the Current Population Survey Annual Social and Economic Supplement (CPS ASEC) and the American Community Survey (ACS).

 

Mike Hail
Mike Hail
Mike Hail serves as CEO of Data Decisions Group. Previously, he has been CEO, Web Decisions Group, CEO, Yankelovich, CEO, Knowledgebase Marketing. With 38 years of marketing experience on both sides of the desk, Mike acts as the professional listener and interpreter for our client engagements. He focuses on the data and analytical aspects of our solutions.